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101+ Ways to “fund” your business

October 27, 2021 By Jan Triplett

PPP and EIDL are options to get things done in your business but there are plenty more if you look further than those related to debt or equity. These slides from a presentation to a local chamber of commerce will give you some ideas of what is out there. If you find more, let me know!

http://ownersview.com/wp-content/uploads/101-Ways-to-Fund-Texas-HUB-Expo-2019.pdf

Filed Under: Business Growth, Business Ideas, Financials, Funding Tagged With: Dr. Jan Triplett, funding options

6 Ways to Improve Your Sales Projections

June 16, 2021 By Jan Triplett Leave a Comment

Measure sales carefully to be profitable.

Measure sales carefully to be profitable.

Your sales projection formula is key to more accurate financial projections and to the success of your business.

Sales projection formulas are always wrong. Here are six ways to improve them.

Sales projections are wrong because…

  1. Sales projections are not supposed to be right. They need to be relevant.
    They’re a snapshot. They are a specific point in time, based on relevant data and criteria and are defensible within limits. They give you an idea of what to expect each week or month or year. Improve your sales projections by making sure you don’t accept the projected sales numbers without question — including your own numbers. The answers you get from salespeople in terms of what they think will close have to be reasonable and with some sort of basis not just hype and hope. [Read more…]

Filed Under: Business Building, Business Development, Business Growth, Business Management, Business Process, Financial Management, Financials, Marketing, Marketing Strategy, Sales, Sales Strategy Tagged With: Financial Projections, Platinum Profile™ Customer, Sales Projection Formula, Sales Projections, SBU, Strategic Business Units, Suggestive Selling

What’s better for growth: a partner or a strategic alliance?

May 19, 2020 By Jan Triplett Leave a Comment

Partner or Strategic Business Alliance? Photo by Giorgio Montersino.

Partner or Strategic Business Alliance? Photo by Giorgio Montersino.

Get a partner or set up a strategic alliance — which is better for your business growth? Many business owners want a “partner” to  share the load. Partners exert a lot of control no matter how little of the business they own. Use a strategic alliance instead to grow your business and  keep more control.

What is a Strategic Alliance?

“If we are together, nothing is impossible. If we are divided all will fail.” Winston Churchill

The most accepted definition of a strategic alliance is that it’s “a formal or informal agreement between two or more individuals or entities to achieve a common goal”.

In 2005, companies reported that 18% of their revenue was generated through strategic alliances. The economy has changed but there are still thousands of alliances formed each year and are critical as we re-think business post COVID-19.

According to Ard-Pieter de Man and Dave Luvison, authors of Collaborative Business Models: Aligning and Operationalizing Alliances (from Business Horizons Volume 62, Issue 4, July–August 2019, Pages 473-482), “the big challenge is to align company interests with alliance interests”. This peer-reviewed article is definitely worth reading and thinking about especially for larger organizations.

It pays to know more and think more before deciding that a strategic alliance is right for you.

[Read more…]

Filed Under: Business Ideas, Business Management, Business Process, Business Trends, Financials, Funding, Legal, Marketing, Marketing Strategy, Planning & Vision, Resources, Sales, Sales Strategy, Vision Tagged With: Business Alliances, Business Culture, Business Development, Business Growth, Business Strategy, Handshake Alliance Strategy™, New Business Opportunities, Partnership, Strategic Alliance, Successful Alliances

Leveraging Existing Customers in Contract Negotiations

November 3, 2017 By Jan Triplett Leave a Comment

Rabbit vs. penguin. Who do you think would win in a negotiation? Image by Daniel Voyager3.

Rabbit vs. penguin. Who do you think would win in a negotiation? Image by Daniel Voyager3.

Contract negotiations and re-negotiations can be risky business. Both parties go into it with the assumption of the potential for conflict. If you are the provider, you do have a secret weapon: your existing customers and their contracts.

These existing contracts give you precedent that you can use in the negotiations. This is especially true if you do business with a government entity. As my colleague Sandra Stenzel, founder of the Bid Resource Centers in Texas that became the model throughout the US has often said to clients, “the government wants the lowest responsive, responsible bid”. That translates in contract negotation to “we want the best deal” — unspoken is “than you give anyone else”.

In our case, our client was faced with a customer who wanted the same terms as the government got and not an increase in price from the last contract. Reasonable, but not in line with the contracts of their other clients. Our client’s goal was to provide parity with his other non-government contracts for the same work. Also reasonable and necessary for his growth in order to simplify his pricing structure which was definitely not standardized. [Read more…]

Filed Under: Business Growth, Business Management, Financials, Legal, Pricing, Sales Tagged With: Contracts, coupons, Daily Deal, discount, Negotiation, Pricing, Pricing on internet sales, Robinson-Patman Act

Use Family Business Loan to Hire Employee Gems

January 30, 2013 By Jan Triplett Leave a Comment

Austin’s Family Business Loan was described as a way to encourage small businesses to hire at an Austin Human Resource Management Association meeting.

It’s financed under the U.S. Department of Housing & Urban Development  (HUD) Section 108 Loan Program in association with the U.S Small Business Administration, private banks and credit unions. The funds are to benefit businesses and people who fit the profile of “HCU”, hard-core unemployed. [Read more…]

Filed Under: Administration, Business Management, Financials, Funding, Hiring Tagged With: Dr. Jong Chen, Economic Growth and Redevelopment Services, Good Samaritan, Growing a business, Hard-core Unemployed, HCU, Hiring, Homeless, Inventor Mike Williams, Lee Greenwood, SBA 504 Loan, Section 108 Family Business Loan Program

IRS Tax Calendar: Protection for Small Business

January 5, 2013 By Jan Triplett Leave a Comment

Get the IRS Tax Calendar for the safety and protection if you're a small business owner or self-employed.

Get the IRS Tax Calendar for the safety and protection if you’re a small business owner or self-employed.

Protect your small business with this year’s IRS Tax Calendar. This is also known as “The Tax Calendar for Small Businesses and Self-Employed” (Pub. 1518, Catalog Number 12350Z). It’s a scary world out there!

It’s back in print. Hurrah! We’ve missed having them. We used to give these out each year to our clients because they are really valuable. They have also been known to cause nail-biting and hair-pulling. Unfortunately, all the Spanish language wall calendar print versions are gone and will not be re-printed. Maybe next year they will print more since Hispanic businesses are one of the fastest growing startup groups. [Read more…]

Filed Under: Business Management, Financials, Government Legislation, Planning & Vision, Research, Self Employment, Small Business Advocacy, Small Business Champion, Small Business Research, Small Business Taxes Tagged With: 1974 Executive Order 11821, Cost of Tax Compliance for Small and Large Businesses, Daniel W. Diener, Hispanic Businesses, Impact of Regulatory Costs on Small Firms, IRS, IRS Calendar Connector, IRS Pub. 1518 Catalog Number 12350Z, IRS Tax Calendar for Small Businesses and Self Employed, IRS Tax Calendar Tool Application, Mark Crain, Nicole V Crain, Regulatory Right-to-Know Act, SBA Office of Advocacy, Self Employed, small business, Small Business Tax Protection, Tax Compliance Research, US Tax Code Hours to Complete, White House Conference on Small Business, Willie Nelson IRS Tapes

2 Ways Your Business May Be Guilty

July 29, 2011 By Jan Triplett Leave a Comment

Franklin was right. Photo by Paul Hudson.

Franklin was right. Photo by Paul Hudson.

In 1789, Benjamin Franklin said in a letter that there are only two things you can be certain of death and taxes.

He was certainly right about the taxes. Especially sales tax. We are hearing from clients and accountant colleagues about the increase in sales tax audits. These are turning out not to be friendly, let’s talk audits but somewhat nasty, prove you’re innocent audits where the assumption is that your business is not paying what it should.

The real issue is not whether you’re paying but whether you’re collecting, then paying. Since that’s what you are really doing. You’re the Sheriff of Nottingham and Prince John wants his due. [Read more…]

Filed Under: Business Management, Financials, Government Legislation Tagged With: Benjamin Franklin, business owner, Collecting Taxes, Contract Labor, Death and Taxes, Especially for Texas Employers, Independent Contractor vs. Employee, IRS, Owners MBA, Payroll Taxes, Sales Tax, Sales Tax Audit, Sales Tax Holiday, Street MBA, Tax Revenue, Texas Workforce Commission, Tommy Simmons

How Legacy Pricing™ Works

July 19, 2011 By Jan Triplett Leave a Comment

Price right. Image by TW Collins

Price right. Image by TW Collins.

There’s nothing wrong with Cost-plus or Value-based pricing when they are done right. Both are good strategies but incomplete in my opinion.

In the case of Cost-based pricing, basically you look at the costs and then add a percentage for profit on top of that number to arrive at a price.

In my experience, those who set the prices don’t know, forget, or leave out costs that they shouldn’t. Sometimes it is the cost of the salary of the principals or putting in enough for contingencies. Just as often they don’t include all the costs involved in being able to provide this product or service before and after getting customer #1. Then there are the true total costs to support and maintain this customer with this product or service. [Read more…]

Filed Under: Business Management, Financials, Pricing Tagged With: Best Prctices, Business Owners, business transference, Competitive Analysis, Cost-based Pricing, customer loyalty, Legacy Pricing™, market research, Platinum Profile™, positioning, Pricing Strategy, San Antonio Business Owners Meetup Group, under=pricing, Value-based Pricing

Best Pricing Practices: 3 Right & 3 Wrong Ways to Price

January 12, 2011 By Jan Triplett 4 Comments

Price right & reap your reward. Cartoon by Roger Stewart, Porthole Productions.

Price right & reap your reward. Cartoon by Roger Stewart, Porthole Productions.

I have proposed  a topic, “Best Practices in Pricing”, for ProductCamp Austin. If you’ve never been or ever heard of it, it’s a great day of free business information for product managers, business owners, and those thinking of starting a business. Attendees select the topics the day of the event so they get to hear what they are most interested in that day.

Although the session has sold out, there is a waiting list. I encourage you to get on it. For more information on Austin Product Camp, go to http://productcampaustin.org. For information on my session on Pricing and the 39 other great sessions, go to http://bit.ly/e6chc0. [Read more…]

Filed Under: Business Improvement, Business Management, Financials, Growth Readiness, Marketing Strategy, Planning & Vision, Pricing, Sales Tagged With: Austin, Best Practices, Competition Pricing, Contignecy, Cost-based Pricing, Flinch Point, Hassle-factor, Platinum Profile Customers, Pricing, Pricing Skills, Pricing Strategy, ProductCamp Austin, Profitability, Right Ways to Price, Texas, True Total Costs, Value-based Pricing, Wrong Ways to Price

Podcast: State of Texas Business Today

January 26, 2010 By Jan Triplett Leave a Comment

The Texas Tribune talks to small businesses.

The Texas Tribune talks to small businesses.

Podcast with Jan Triplett, one of the Texans giving their perspective on the State of the State

How are we doing? Since there is no legislature in session, the Governor will not give a state of the state address this January. So Ben Philpott of KUT radio (90.5FM) and the Texas Tribune asked some of us who are living through it to give our perceptions.

The interview, entitled “Their State of the State”,  is worth a listen. You’ll hear what I, the Comptroller’s representative R J Desilva, and others have to say about how well Texas business is doing. [Read more…]

Filed Under: Business Management, Financials, Research, Sales, Small Business Advocacy Tagged With: Austin, Business Management, Central Texas, downturn, economy, small business, taxes, Texas

Meet BSC Satisfied Clients

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Upcoming Events

BSC Success EVENTS to help you succeed and grow.

BSC's Global Success Forum™ RSVP & Info
Direct Link or dial in: United States: +1 (312) 757-3121
Access Code: 685-053-101

(Forums are held on the 1st Thursday of the month, 11am Central with a focus session led by a mentor expert in that issue and lots of time for other attendees to talk about their business, comment, and share their expertise.)

• April 6 2nd Quarter BSC Lean® Success Forum™, 11am Central.
You suggest and choose the business topics. Dave Nave, Dave Nave & Associates, and Jan Triplett, CEO, BSC lead the open discussion with ideas, feedback, and examples from all attendees and make connections.
Bring your topics or send them to Dave in advance to dave@davenave.com.

Please RSVP NOW at https://bit.ly/BSCForum" or https://www.eventbrite.com/e/bscs-business-success-global-forum-online-tickets-100809251184 or just come. We'll fit you in.

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• April 13 BSC Wisdom Wed Webinar and Work Session: Success Management Series — Operations Systems, Compliance and Costs 11am https://bit.ly/WisdomWebinarSuccessMgmtGuideSeries"

This is always a mentoring and work session with input from attendees. RSVP to get the recording and transcript even if you don't attend.

Webinar and Work session leader: Jan Triplett, Ph.D., CBTAC, and CEO of BSC, author, entrepreneur, advocate, speaker, and inventor.

The purpose of each BSC Wisdom webinar and practical work session is to focus on shared experiences and expertise. Walk away with ideas and connections.

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